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House Owner Insurance

Own a house? Secure your building

Home Insurance is a comprehensive  insurance that covers damage to a building occasioned by flood, fire and fallen trees as well as injury to visitors to the property.  The product also covers the contents of a home such as furniture & fittings, jewelleries, refrigerator and so on.

We want to help you safeguard your house from natural hazards, fire damage and injuries to your visitors. Be risk-free from your roof to your doormat. 

House Owner Insurance offers the following benefits

  • Indemnifies in the event of damage to the house, burglary (theft) or fire, even to third party assets
  • Can be extended to cover larceny (Theft not involving violence or forcible entry/exit is covered)

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Total

  • ₦60,000.00

House Owner Insurance

Features

  • Covers the loss of rent or the cost of alternative accommodation in case of fire
  • Covers replacement of stolen items  (based on inventory provided)
  • Covers contents while temporarily removed for cleaning, renovating, repairs or similar purpose.
  • Spouse is automatically considered an ‘Insured’ under  this policy

Document Requirements

  • Means of Identification (International Passport, Driver's License, National ID etc.)
  • Acceptable Evidence of Residence (Utility Bill etc.)
  • Proof of Ownership
  • Completed Online Form
  • List and Pictures of Building and Items Insured

Claims Documentation

  • Duly completed claim form (Online)
  • Statement of loss 
  • Police report 
  • Estimate of loss/repairs 
  • Photographs of incident 
  • Receipt/Invoice 
  • Eye-witness statement 
  • Any other claim supporting document

Benefits

Own a house? Secure your building

Home Insurance is a comprehensive  insurance that covers damage to a building occasioned by flood, fire and fallen trees as well as injury to visitors to the property.  The product also covers the contents of a home such as furniture & fittings, jewelleries, refrigerator and so on.

We want to help you safeguard your house from natural hazards, fire damage and injuries to your visitors. Be risk-free from your roof to your doormat. 

House Owner Insurance offers the following benefits

  • Indemnifies in the event of damage to the house, burglary (theft) or fire, even to third party assets
  • Can be extended to cover larceny (Theft not involving violence or forcible entry/exit is covered)
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You will need the following to incept the policies:

  • Valid ID 
  • Passport photograph 
  • Proof of Address (Recent utility Bill)

Please note that the policy document for the HMO component of this bundle will be sent to the policyholder's email within 48 hrs 

Features

  • Covers the loss of rent or the cost of alternative accommodation in case of fire
  • Covers replacement of stolen items  (based on inventory provided)
  • Covers contents while temporarily removed for cleaning, renovating, repairs or similar purpose.
  • Spouse is automatically considered an ‘Insured’ under  this policy

Document Requirements

  • Means of Identification (International Passport, Driver's License, National ID etc.)
  • Acceptable Evidence of Residence (Utility Bill etc.)
  • Proof of Ownership
  • Completed Online Form
  • List and Pictures of Building and Items Insured

Claims Documentation

  • Duly completed claim form (Online)
  • Statement of loss 
  • Police report 
  • Estimate of loss/repairs 
  • Photographs of incident 
  • Receipt/Invoice 
  • Eye-witness statement 
  • Any other claim supporting document

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