eTerm Life Assurance
Family first. Maintain family bonds and provide long-term coverage for your loved ones with our term insurance plans. We offer financial security for your entire family.
Term Assurance offers the following benefits
- Pays out a benefit to the named beneficiary(ies) upon the death or event of permanent disability of the insured
- Creates a financial cushion for loved ones when death occurs
- It is neither expensive nor complicated.
- The cover is flexible; choose the policy you want based on your situation.
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Total
eTerm Life Assurance
Features
- Insures the life of an individual for a specific period (term)
- No benefit is paid if the insured survives the term.
- Premium can be paid up-front (single payment) or annually for each policy term year.
- For coverage amounts below N5m, we offer a simplified issue of term life assurance, with no medical exam and same-day approval.
Document Requirements
- Means of Identification (International Passport, Driver's License, National ID etc.)
- Utility Bill (for Sum Assured above N5million)
- Passport Photograph
- Completed Online Form
- Completed Medical Questionnaire (where the policy holder has a pre-existing medical condition)
APPLICABLE BENEFITS
Naira (₦) | DEATH BENEFIT | PERMANENT DISABILITY BENEFIT | ACCIDENTAL MEDICAL EXPENSES BENEFIT |
2,000.00 | 200,000.00 | 200,000.00 | 10,000.00 |
3,000.00 | 300,000.00 | 300,000.00 | 15,000.00 |
4,000.00 | 400,000.00 | 400,000.00 | 20,000.00 |
5,000.00 | 500,000.00 | 500,000.00 | 25,000.00 |
6,000.00 | 600,000.00 | 600,000.00 | 30,000.00 |
7,000.00 | 700,000.00 | 700,000.00 | 35,000.00 |
8,000.00 | 800,000.00 | 800,000.00 | 40,000.00 |
9,000.00 | 900,000.00 | 900,000.00 | 45,000.00 |
10,000.00 | 1,000,000.00 | 1,000,000.00 | 50,000.00 |
20,000.00 | 2,000,000.00 | 2,000,000.00 | 100,000.00 |
50,000.00 | 5,000,000.00 | 5,000,000.00 | 150,000.00 |
75,000.00 | 7,500,000.00 | 7,500,000.00 | 200,000.00 |
100,000.00 | 10,000,000.00 | 10,000,000.00 | 250,000.00 |
Claims Documentation
- Medical Certificate of cause of death
- Death Certificate
- Burial Certificate (if any)
- Coroner's report (if death is by mysterious circumstances)
- Police Report (if death is by road traffic accident)
Benefits
Family first. Maintain family bonds and provide long-term coverage for your loved ones with our term insurance plans. We offer financial security for your entire family.
Term Assurance offers the following benefits
- Pays out a benefit to the named beneficiary(ies) upon the death or event of permanent disability of the insured
- Creates a financial cushion for loved ones when death occurs
- It is neither expensive nor complicated.
- The cover is flexible; choose the policy you want based on your situation.
You will need the following to incept the policies:
- Valid ID
- Passport photograph
- Proof of Address (Recent utility Bill)
Please note that the policy document for the HMO component of this bundle will be sent to the policyholder's email within 48 hrs
Features
- Insures the life of an individual for a specific period (term)
- No benefit is paid if the insured survives the term.
- Premium can be paid up-front (single payment) or annually for each policy term year.
- For coverage amounts below N5m, we offer a simplified issue of term life assurance, with no medical exam and same-day approval.
Document Requirements
- Means of Identification (International Passport, Driver's License, National ID etc.)
- Utility Bill (for Sum Assured above N5million)
- Passport Photograph
- Completed Online Form
- Completed Medical Questionnaire (where the policy holder has a pre-existing medical condition)
APPLICABLE BENEFITS
Naira (₦) | DEATH BENEFIT | PERMANENT DISABILITY BENEFIT | ACCIDENTAL MEDICAL EXPENSES BENEFIT |
2,000.00 | 200,000.00 | 200,000.00 | 10,000.00 |
3,000.00 | 300,000.00 | 300,000.00 | 15,000.00 |
4,000.00 | 400,000.00 | 400,000.00 | 20,000.00 |
5,000.00 | 500,000.00 | 500,000.00 | 25,000.00 |
6,000.00 | 600,000.00 | 600,000.00 | 30,000.00 |
7,000.00 | 700,000.00 | 700,000.00 | 35,000.00 |
8,000.00 | 800,000.00 | 800,000.00 | 40,000.00 |
9,000.00 | 900,000.00 | 900,000.00 | 45,000.00 |
10,000.00 | 1,000,000.00 | 1,000,000.00 | 50,000.00 |
20,000.00 | 2,000,000.00 | 2,000,000.00 | 100,000.00 |
50,000.00 | 5,000,000.00 | 5,000,000.00 | 150,000.00 |
75,000.00 | 7,500,000.00 | 7,500,000.00 | 200,000.00 |
100,000.00 | 10,000,000.00 | 10,000,000.00 | 250,000.00 |
Claims Documentation
- Medical Certificate of cause of death
- Death Certificate
- Burial Certificate (if any)
- Coroner's report (if death is by mysterious circumstances)
- Police Report (if death is by road traffic accident)